Mortgage Calculators

Ever wonder what Alaska home loan you might qualify for? While these calculators do not intend to replace your banker, or their advice but these financial calculators can help you determine what you can afford financially, what the cost of ownership is, and ultimately what your range of purchase is on a home loan. Click below for any one of the calculators to help you make the financial steps to home ownership on the Kenai Peninsula in Alaska.

Calculate Mortgage Payments
Calculate your potential mortgage payments factoring in your down payment, property taxes and insurance costs, interest rate, and length of mortgage.

Range of Purchase
Determine your purchase range with a minimum and maximum payment under different down payment scenarios.

Cost of Ownership
Shows your total annual cost including many variables, then shows you how a "revised" cost that includes what tax benefits you receive from home ownership.

Affordability
You input your income, debt, down payment, and calculate what price home you can afford.  The interest rate and debt-to-income ratios are variable and allow you to "play" with different scenarios.

Rent vs. Buy
Allows you to calculate whether it makes more sense for you to buy or rent, and is very flexible - even allowing you to determine the savings rate (opportunity cost) if you invested your extra money.